INSURANCE COMPANIES IN ARIZONA

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Insurance Companies Discussion started by Insurance Companies 5 months ago
Consider raising your deductible


Whether you’re shopping around for a new auto insurance policy or planning to keep the one you have, raising your annual deductible is a smart way to save on your monthly premiums.


If you want a $500 deductible to access your auto coverage, your insurance will be more expensive than if you chose a $1,000 deductible from the start. To save money, you should choose the highest deductible you can reasonably afford to pay.


If you do choose to go with a higher deductible, make sure you keep enough cash on hand to cover it at any time.


If you have a $1,000 deductible on your auto policy, for example, you should set aside at least that much in an account – or make sure you keep enough cash to cover your deductible in your regular emergency fund.